Finance department · Raystown Lake
One monthly payment. Everything you need on the water.
We are boating and watersports enthusiasts, and there is nothing we enjoy more than helping our customers find the kind of fun and adventure a quality boat, pontoon or yacht can bring. If you are considering financing your new Avalon, Crownline or Mercury Marine, you are in good hands with our finance department.
We do not just finance the boat. Parts and accessories, an extended service plan and everything else you need for a rewarding ownership experience can go into one simple monthly payment. Our finance staff make the process easy, so do not put off your dreams.
What one payment can cover
Leave with the whole package
The boat
New or pre-owned, any of our four lines or a brokerage boat.
Parts & accessories
Electronics, covers, tow gear, docking and safety equipment.
Extended service plan
Factory-backed coverage beyond the standard warranty.
Rigging & trailer
The setup work and the trailer that gets you to the ramp.
Get pre-qualified
Start the conversation
No Social Security number, no date of birth, no effect on your credit. Tell us what you are looking at and roughly where you want the payment to land; our finance desk calls you back with real options and runs the secure application with you when you are ready.
Estimate a payment
Marine loans typically run 10–20 years, so adjust the term to see a realistic monthly figure.
Estimate only. Your payment depends on approved credit, down payment, final price, taxes, title, fees and any promotional programme in effect.
Value your trade
Put your current boat toward the next one
A trade lowers the amount you finance. Give us the basics and the hours, and we will come back with a number. If we have serviced it, we probably already know it.
Not buying? We also sell boats on consignment through our brokerage. ask us about it.
Questions
Before you apply
- Does pre-qualifying affect my credit?
- No. The form asks for your contact details and what you have in mind, nothing more. Our finance desk calls you back, walks you through the options and only runs a credit application with your permission.
- How long are boat loans?
- Marine loans commonly run 10 to 20 years depending on the amount financed and the age of the boat, which is why the monthly payment on a new pontoon is often less than people expect. We will show you the terms available for the boat you want.
- Can I finance a pre-owned or brokerage boat?
- Yes. Most lenders finance pre-owned boats; the term and rate depend on the boat’s age and value. Brokerage boats sold through us qualify the same way.
- Can I roll in accessories and a service plan?
- Yes. Parts, accessories, rigging, a trailer and an extended service plan can all go into the same loan, so you leave with one monthly payment.
- What if I have a trade?
- Tell us about it in the trade-in form below. A trade reduces the amount financed and, on a boat we have serviced, we can usually value it from our own records.
Financing is subject to credit approval through our lending partners. Rates, terms and programmes change without notice. Payment figures on this page are estimates only; applicable taxes, title, destination charges and fees are not included.
